Terms of Service

1. About Settl

Settl ("Platform") is an online dispute resolution and communication facilitation tool. The Platform uses artificial intelligence to assist parties in understanding, communicating, and negotiating disputes. By accessing or using Settl, you agree to be bound by these Terms of Service.

2. Not Legal Advice — Important Disclaimer

⚠ Critical Disclaimer

Settl is not a law firm, legal service, or substitute for professional legal counsel. All AI-generated content — including summaries, document drafts, outcome predictions, mediator suggestions, and legal precedent references — is provided for informational purposes only and does not constitute legal advice.

You should consult a qualified legal professional before making decisions based on any information provided by the Platform. Settl does not guarantee the accuracy, completeness, or applicability of any AI-generated output to your specific situation.

3. Dispute Mediation Limitations

Settl facilitates communication and negotiation between parties. The Platform:

Does not provide formal mediation or arbitration as defined under the Mediation Act, 2023 (India)
Does not act as a certified mediator or mediator institution
Does not guarantee resolution of any dispute
Does not ensure enforceability of any settlement or agreement reached through the Platform

Agreements generated on Settl are communication tools. For legally binding agreements, parties should seek independent legal review and execute documents in accordance with applicable law.

4. AI-Generated Content

The Platform uses AI models to generate summaries, suggestions, document drafts, and outcome predictions. You acknowledge that:

AI outputs may contain errors, inaccuracies, or biases
AI-generated documents are drafts and should be reviewed by qualified professionals
Outcome predictions are statistical estimates, not guarantees
Legal precedents cited by AI may not be applicable to your jurisdiction or situation
Settl is not responsible for decisions made based on AI-generated content

5. User Responsibilities

Provide truthful and accurate information in all disputes
Use the Platform in good faith for genuine dispute resolution
Do not submit fraudulent, misleading, or defamatory content
Do not use the Platform to harass, threaten, or intimidate other parties
Maintain the confidentiality of NDA-protected disputes
Comply with all applicable laws and regulations

6. Data Integrity & Audit Trail

All messages, evidence files, and dispute actions are cryptographically hashed using SHA-256 to create a tamper-proof audit trail. This ensures:

Evidence integrity can be independently verified
Message content cannot be altered without detection
A complete, immutable record of the dispute timeline exists

7. Limitation of Liability

To the maximum extent permitted by law, Settl and its operators shall not be liable for:

Any loss, damage, or expense arising from the use of the Platform
Inaccuracies in AI-generated content or predictions
Failure of parties to reach a resolution
Actions taken by any party based on Platform-generated information
Unenforceability of agreements reached through the Platform

8. Account Termination

We reserve the right to suspend or terminate accounts that violate these terms, engage in fraudulent activity, or misuse the Platform. Users may delete their accounts at any time through the Settings page.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of Settl shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana, India.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the Platform after changes constitutes acceptance of the revised Terms. We will notify users of material changes via email or in-app notification.

11. Contact

For questions about these Terms, contact us at legal@settl.legal